
A Mostly Made Up Story That Exposes An Expensive Truth
That is the problem.
You can't make more time. You can't make more energy. You can't make more effort.
This is a short book about what those three are actually paying you back… and a free tool that puts a number on it.
The Premise
There are a million ways to make a million dollars. Lose every dollar tomorrow and you could go get it back.
Time, energy and effort don’t work like that.
The fixed deposit
Twenty-four hours. The same twenty-four for the billionaire and the guy sleeping in his car. You can’t earn it, save it, or buy it back. The only lever you get is where you put it.
The one that compounds
Tomorrow's deposit is set by what you did with today's. Most people never realize they own it, which is why they run it to zero and call it being busy.
The trigger
Time passes whether you use it or not. Energy drains whether you use it or not. Effort only exists the second you decide to release it… and nothing returns anything without it.
Most people spend all three. A few invest them. The gap looks small at thirty. At sixty it looks like TWO DIFFERENT SPECIES.
The Framework
Twenty-four hours. Four positions. Six hours each.
Nobody runs it to the minute. It’s a target you measure against… so you can finally see what you’re actually funding.
Quality sleep, rest and recovery. Six well-managed hours, not six restless ones. This is the deposit that sets tomorrow's energy balance.
Present and engaged with the people who matter. Highest dividend in the portfolio and the smallest allocation on almost every ledger.
Focused work that drives the business. Past a certain point more hours here return less… and most people live well past that point.
Growth and well-being. Training, learning, self-care. You’re the asset. This is the position that raises the yield on the other three.
The Tool
That is the question this book puts to a man who thought he was winning. Now it is your turn… seven honest numbers and you will know exactly what your days are returning. It runs in your browser, takes about ninety seconds, and nothing gets sent anywhere.
Four numbers. Be honest — nobody sees this but you.
Put down what is actually true right now, not what you wish were true. The bar fills in as you type, and whatever you do not account for, it will find.
The first measures your energy. The second separates real effort from motion — the busy work that fills a day and moves nothing. Most people never catch that difference until it has already cost them a decade.
The numbers appear on this page the moment you submit. We send a copy too, so you still have them next quarter when you want to check whether anything moved.
Your hours and income stay in your browser. We store your contact details and your headline numbers, nothing else.
90-day period
The Book
A Made Up Story About Where You Are Investing Your Three Most Valuable Assets.
A Mostly Made Up Story That
Exposes An Expensive Truth
Finite
Assets
Getting a Return on Your
Greatest Investments
Drewbie Wilson
Don Scott is forty-one and the busiest man in his building. He is also the least effective, and he cannot understand how that is true when told, so he does what everybody does.
HE WORKS MORE HOURS.
Then an envelope shows up on his porch. Hand-addressed, no return address. Inside is a statement of his last ninety days, itemized. Hours by category. Energy in and out. Effort deployed against effort available.
The math isn’t mathing. At the bottom is an address he has driven past a thousand times.
Nobody ever changed how they spend a Tuesday because somebody handed them a bullet list.
Here's the deal… people change when they watch somebody they recognize lose something they can't get back.
That's why Don exists. He's made up. What happens to him is not.
A short playbook. The blank ninety-day statement, the Four Sixes allocation sheet, the three daily questions, twenty questions for a team read, and one page for anyone who leads people.
For Teams & Organizations
Your best people are running their energy to zero because somebody taught them that was the job. Energy is an asset with a balance on it, and almost nobody has ever been shown that number. So they spend it like it refills on its own…
And everyone acts surprised when the good ones leave in March.

A manager who raids their people's rest and their people's relationships is spending an asset they don’t own.
The story, the three assets, and the moment a room does the math on its own last decade. Built for all-hands, sales kickoffs, and association mainstage.
The working session. Teams audit seven days of real time, price it against their own rate, and leave with a written allocation they actually intend to run.
The Author
Seven books. Millions closed. More than a hundred pounds lost, and a marriage he nearly spent.
Drewbie learned the value of the three assets the expensive way, by going bankrupt in three of the four sixes while the fourth one looked great on paper. He speaks to companies, associations and leadership teams about time, energy, effort, and what it actually costs to run a person to zero.
Finite Assets is the book he wishes somebody had handed him at thirty-one.